Virtual CFO Services
for Indian SMEs

A seasoned CFO in your corner — without the ₹60 lakh per year salary. Strategic financial leadership, investor readiness, and cash flow control, delivered by ex-PwC professionals.

Silicon India Top 10 VCFO 2020 Trusted by 300+ businesses Flexible hourly pricing
Clarico Virtual CFO — Save ₹40L vs Full-Time CFO

Senior financial leadership, minus the full-time overhead

Hiring a full-time CFO costs upward of ₹40–70 lakh per year — before bonuses, equity, and perks. For most SMEs, that's not viable. But operating without senior financial oversight is how companies hit walls: investor negotiations go wrong, cash runs out, compliance gaps appear, tax planning is missed.

Clarico's Virtual CFO model gives you a dedicated finance leader who works with your promoters and senior management directly — understanding your business deeply, being available when you need them, and delivering the strategic guidance that most small businesses never get.

Financial Planning & Forecasting

Annual budgets, quarterly forecasts, scenario modelling. Know where your business is heading before it gets there.

Working Capital Management

Cash flow optimisation, debtor management, and credit line structuring to ensure your business never runs dry.

Investor & Board Reporting

Board-ready financial packs, investor decks, and MIS reports that communicate performance with clarity.

Internal Controls & SOP Setup

Build the financial governance infrastructure that makes your company fundable, auditable, and scalable.

Banker & Investor Liaison

Represent your financial position to banks, PE/VC investors, and lenders. Get better terms, faster decisions.

Financial Process SOPs

Document and standardise all financial processes so your team operates consistently — with or without you watching.

Get a Free VCFO Consultation Also: Outsourced Accounting
13+
Years running VCFO engagements
500+
Clients across India & USA
₹40L+
Avg full-time CFO cost saved
3×
Faster investor readiness

How Clarico's VCFO Engagement Works

1

Discovery Call

We understand your business, pain points, and financial goals. Zero commitment.

2

Financial Audit & Gap Analysis

We review current financial state, compliance gaps, and reporting structure.

3

Custom CFO Roadmap

We create a tailored plan with priorities, timelines, and deliverables.

4

Ongoing Partnership

Weekly/monthly touchpoints, always available when you need strategic advice.

Virtual CFO is perfect for…

Funded Startups

Investor reporting, cap table management, board packs, fundraising financial models

SMEs Scaling Up

Companies between ₹2–50 crore revenue needing finance leadership without full-time overhead

PE/VC-Backed Companies

Portfolio companies needing investor-grade reporting and financial controls from day one

Export-Oriented Businesses

IT/ITES companies managing FEMA, RBI compliance, and multi-currency financial reporting

Family Businesses

Professionalising finance ahead of a succession, listing, or institutional investment round

Pre-IPO Companies

Establishing SEBI-compliant financial governance, statutory audit trails, and investor disclosures

Often bundled with Virtual CFO

Most clients combine VCFO with these services for a complete financial function.

Outsourced Accounting

Bookkeeping, payroll, bank reconciliation and monthly closures handled by our team.

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GST & Tax Compliance

Never miss a deadline. Complete GST lifecycle management and direct tax advisory.

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Cloud Finance

Real-time financial dashboards and cloud accounting setup for anywhere access.

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Talk to a Virtual CFO Specialist

Fill in your details and a senior consultant will get back to you within 24 hours — no obligation.

Stop managing your finances alone.
Get a Virtual CFO today.

Book a free discovery call. Our senior consultants will assess your current financial situation and tell you exactly how a Virtual CFO can help.

300+ businesses served
3 industry awards
Ex-PwC professionals
13+ years in practice